Terms of Service

Last Updated: August 16, 2026

Introduction

Welcome to Commit. These Terms of Service (“Terms,” together with any Supplemental Terms, this “Agreement”) govern your access to and use of the Commit mobile application and related services (the “Service”), operated by Commit Contracts (“Commit,” “we,” “us,” or “our”).

PLEASE READ THIS AGREEMENT CAREFULLY. By downloading the app, creating an account, or otherwise using the Service, you confirm that: (1) you’ve read and agree to be bound by this Agreement; (2) you are of legal age to form a binding contract in your jurisdiction; (3) you are not barred from using the Service under applicable law; and (4) if acting on behalf of an entity, you have authority to bind that entity.

PAYMENT AUTHORIZATION: When you create a goal with a monetary stake, you authorize Commit to charge your saved payment method the penalty amount you selected if you fail to submit qualifying evidence by the goal’s deadline. Depending on your goal’s configuration, this charge may go to Commit, into your own “vault,” or, if you’ve enabled it, to another user you’ve designated. See Section 9 for full payment terms.

ARBITRATION NOTICE: Section 15 contains an agreement to resolve disputes through binding individual arbitration rather than in court, and a waiver of class actions and jury trials, with limited exceptions. Please review it carefully.


1. The Service

1.1 What Commit Does

Commit helps you stay accountable to personal goals by attaching a real financial consequence to them. You create a goal (“Commitment”), choose how you’ll prove you did it (“Evidence”, which may be a photo, video, barcode/QR scan, GPS location check, live screen recording, or written description, depending on the goal), and select a penalty amount (“Penalty”).

If you don’t submit qualifying Evidence by your Commitment’s deadline, or if your Evidence is reviewed and rejected, Commit will charge your saved payment method the Penalty amount. Evidence is reviewed by an AI coach and, in the case of an appeal or unclear result, may also be reviewed by a human. You can request an appeal of any Penalty charge through the app; the outcome of an appeal is at Commit’s discretion.

1.2 Where Your Penalty Goes

Depending on how you configure a Commitment, a Penalty may be directed to one of the following:

1.3 AI Coach

Commit’s coach is an AI system that chats with you, reviews Evidence, and issues grading verdicts (approved, rejected, or a request for clarifying evidence). The coach may also proactively suggest goals, remember facts you’ve shared across sessions, and reference your evidence history when grading. The AI coach can make mistakes. If you believe a verdict was wrong, you can appeal it through the app; appeals may involve human review. You should not treat the coach’s statements as professional advice of any kind (medical, financial, legal, or otherwise).

1.4 License to Use the App

Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the Commit app on a device you own or control, for your own personal, non-commercial use.

1.5 Updates

We may update the Service at any time, with or without notice, and you may need to install updates to keep using it. Continued use after an update means you accept any changes to this Agreement that accompany it (see Section 16.3).

1.6 Communications

By using the Service, you agree to receive communications from us, including account and payment notifications, coach messages, push notifications, and, where you’ve opted in, product updates.


2. Accounts

2.1 Registration

To use most features, you’ll need to register an account with accurate, current information, and keep it up to date.

2.2 Account Responsibility

You’re responsible for all activity on your account and for keeping your login credentials confidential. Notify us immediately of any unauthorized use. Commit is intended for users 18 years of age or older, given that it involves real monetary charges; you’re responsible for restricting access to your account and payment methods accordingly.

2.3 Device and Connectivity

You’re responsible for providing any device, connectivity, and associated fees needed to use the Service.


3. Content You Submit

3.1 Your Responsibility

You are solely responsible for any Evidence, chat messages, or other content you submit through the Service (“Your Content”), and other users are solely responsible for their own content (“User Content”). Commit does not verify the truthfulness of Evidence beyond its automated and human grading processes.

3.2 Evidence Storage

As described in our Privacy Policy, Evidence is generally deleted shortly after grading and any appeal window closes. We are not obligated to retain Your Content beyond what’s described there, and we’re not liable for Evidence that’s lost, corrupted, or not stored.


4. Ownership

4.1 The Service

Aside from Your Content and User Content, Commit and its licensors own all right, title, and interest in the Service, including its code, design, and functionality.

4.2 Trademarks

“Commit” and associated names, logos, and branding are our trademarks and may not be used without permission.

4.3 License to Your Content

We don’t claim ownership of Your Content. By submitting it, you grant us a non-exclusive, worldwide, royalty-free license to use, store, and process it solely to operate and provide the Service to you; for example, to grade your Evidence or display shared goal status to friends you’ve approved.

4.4 Feedback

If you send us suggestions or feedback, you agree we may use it freely, without any obligation to compensate or credit you.


5. User Conduct

You agree not to:


6. Monitoring and Enforcement

We may, but aren’t obligated to, monitor, review, or remove any content on the Service, including Evidence and chat messages, at our discretion. You acknowledge that Evidence and coach conversations may be reviewed by our AI systems and, in some cases, by human staff (for grading, appeals, fraud review, or customer support). We may suspend or terminate access to the Service for any user who violates this Agreement.


7. Interactions With Other Users

7.1 General

You’re solely responsible for your interactions with other Commit users, including friends you add and anyone you direct Penalty payments to or receive them from. We’re not liable for disputes between users.

7.2 Send Penalty to a Friend: Additional Terms

If you use this feature:

7.3 Shared Goals

If you share a goal with a friend, they can see that goal’s status (on track, missed, etc.) as described in our Privacy Policy. We’re not responsible for how friends use or react to that information.


8. Third-Party Services

8.1 General

The Service relies on and may link to third-party services, including Stripe (payments), Firebase/Google Cloud (backend), a third-party AI provider (AI coach), and Apple (push notifications, device integrity). We aren’t responsible for these third parties’ own services, outages, or policies, and your use of them may be subject to their own terms.

8.2 Apple App Store Terms

If you downloaded Commit from the Apple App Store, the following applies:


9. Fees and Payment

9.1 Payment Processing

Commit uses Stripe, Inc. to process payments and payouts. By setting up payment on Commit, you agree to provide accurate payment information directly to Stripe and to be bound by Stripe’s own Terms of Service and Privacy Policy.

9.2 Penalty Charges

If you fail to timely verify a Commitment, you authorize us to charge your saved payment method the Penalty amount you selected, directed per your goal’s configuration (to Commit, your Vault, or a designated friend, per Section 1.2), plus the Routing Fee described in Section 9.3 where one applies. If you fail to verify the same Commitment repeatedly, Commit may limit charges to a maximum of 3 consecutive failures per series. Once that limit is reached, further charges on that series pause until a successful verification resets the count.

9.3 Routing Fee

Where you direct a Penalty to your Vault or to a designated friend rather than to Commit, a Routing Fee of 5% of the Penalty amount is added to the amount charged to you. The Routing Fee is charged to you (the person who missed the Commitment) in addition to the Penalty; it is not deducted from the amount your friend receives or from the amount held in your Vault. A $20 Penalty directed to a friend therefore results in a $21.00 charge to you, of which your friend receives $20.00. Penalties directed to Commit carry no Routing Fee. The applicable amount is displayed to you on the goal screen before you create the goal.

9.4 Refunds

Except as required by law, Penalty charges are non-refundable once processed. The appeal window and appeal process occur before a charge is made wherever possible; once a charge has been processed following an unsuccessful or absent appeal, it will not be refunded except where required by applicable law.

9.5 Send Penalty to a Friend: Payment Mechanics

Where enabled, a Penalty payment is processed as a transfer through Stripe to your designated friend’s Connected Account in the full Penalty amount you selected. Commit’s Routing Fee is charged to you separately under Section 9.3 and is not deducted from your friend’s transfer. Commit does not take custody of these funds; Stripe’s role as payment processor governs how and when the transfer settles.

9.6 Freemium Tiers

Commit offers free and premium tiers with different features (e.g., access to the higher-capability AI coach model, the Vault, and routing Penalties to a friend). Goals and AI coach messages are not capped on either tier. We may change tier features, limits, or pricing with notice as described in Section 16.3. Where a premium tier is sold as an auto-renewing subscription through the App Store, its price, billing period, and renewal terms are disclosed on the purchase screen itself at the time it becomes available for purchase.


10. Disclaimer of Warranties

TO THE EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE AI COACH’S GRADING WILL BE ACCURATE, THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY PENALTY DECISION WILL MATCH THE OUTCOME YOU EXPECT.


11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, COMMIT WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS OR DATA, ARISING FROM YOUR USE OF THE SERVICE.

TO THE FULLEST EXTENT PERMITTED BY LAW, COMMIT’S TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THIS AGREEMENT WILL NOT EXCEED THE GREATER OF: (I) THE TOTAL AMOUNT YOU PAID TO COMMIT IN THE THREE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR (II) $100.


12. Copyright Infringement (DMCA)

If you believe content on the Service infringes your copyright, contact our designated Copyright Agent as described on our Copyright Agent page.


13. Term and Termination

13.1 Term

This Agreement applies for as long as you use the Service.

13.2 Termination by Commit

We may suspend or terminate your access, with or without cause or notice, particularly if you materially breach this Agreement.

13.3 Termination by You

You may stop using the Service and delete your account at any time through the app. Termination is effective immediately.

13.4 Effect of Termination

Upon termination, your access ends and your account data is handled per our Privacy Policy’s retention terms. Any Penalty charges already incurred prior to termination remain due.


14. International Users

The Service is operated from the United States. If you access it from elsewhere, you’re responsible for complying with local law, and we make no representation that the Service is appropriate for use in your location.


15. Arbitration Agreement

Please read this section carefully: it affects your legal rights.

15.1 Agreement to Arbitrate

You and Commit agree that any dispute arising out of or relating to this Agreement or your use of the Service will be resolved through binding individual arbitration, rather than in court, except that either party may bring a qualifying claim in small claims court, or seek equitable relief in court for intellectual property infringement.

15.2 Informal Resolution First

Before starting arbitration, you and Commit agree to try to resolve the dispute informally by contacting each other. Notice to Commit should go to support@commitcontracts.com and include your name, contact information, and a description of the dispute.

15.3 Jury and Class Action Waiver

YOU AND COMMIT WAIVE ANY RIGHT TO A JURY TRIAL AND AGREE THAT CLAIMS MUST BE BROUGHT INDIVIDUALLY, NOT AS PART OF A CLASS, REPRESENTATIVE, OR COLLECTIVE ACTION.

15.4 Rules and Forum

This Agreement involves interstate commerce, and the Federal Arbitration Act governs interpretation of this section. Arbitration will be administered by the American Arbitration Association (AAA) under its consumer arbitration rules then in effect.

15.5 Right to Opt Out

You may opt out of this arbitration agreement by sending written notice to support@commitcontracts.com within 30 days of first becoming subject to it, including your name, account email, and a clear statement that you’re opting out.


16. General Provisions

16.1 Electronic Communications

You consent to receive communications from us electronically, and agree that electronic notices satisfy any legal requirement that they be in writing.

16.2 Contact

Questions, complaints, or claims about the Service: support@commitcontracts.com

16.3 Changes to This Agreement

We may update this Agreement from time to time. We’ll post the updated version with a new “Last Updated” date and, for material changes, make reasonable efforts to notify registered users directly. Continued use after a change takes effect means you accept it.

16.4 Governing Law and Venue

This Agreement is governed by the laws of Pennsylvania, without regard to conflict-of-law principles, consistent with the Federal Arbitration Act. Subject to Section 15, exclusive venue for any permitted court proceedings is Pennsylvania state or federal courts.


Contact Us

Commit Contracts
support@commitcontracts.com